Given the stories of foreclosures we are reading about in the financial markets these days, I believe that it is important to be aware of whether the firm you are interviewing with does a pre-employment credit check.
From a process standpoint, what will happen is that you will do several interviews, receive an offer of employment, be ready to say yes and discover that the firm administers a background check.
Although part of that check will cover dates of employment, confirming your wages and checking your references, many firms do a credit check, particularly financial institutions.
Trust me that there are few things worse than deciding to take a job after multiple interviews, telling every one of your friends that you've gotten a great offer and then losing the offer because you failed a drug test, background check or credit check.
If your credit is atrocious or if you have had a bankruptcy, find out at the beginning of the interview process whether the adverse credit information will make this job a non-starter.
Otherwise, why bother interviewing with this company if you know that you will be rejected.
